Joanne has been doing financial coaching and training for over 15 years. She comes from a unique professional background that combines financial education with a Ph.D. in counseling. She also spent many years as a trainer in business and health care environments using Mindfulness Based Stress Reduction. Over the years her clients have found that her combination of financial skills, counseling expertise, and stress reduction techniques are enormously helpful. (Click Here to see what people are saying.) Some of her business clients include Silicon Graphics, University of California, Kaiser Permanente, Charles Schwab, St. Joseph’s Life Learning Center, and Sun Microsystems. Joanne uses mindful approaches to help individuals tap into their innate strength, heart, relaxation, and resourcefulness with money.